Social Media

This message is to all you Millennials and a few of you Baby Boomers. Social media plays an important role in our everyday life and has a lot of advantages that were not available when I was in my teens or early twenties, but it also has a lot of disadvantages that can come back to haunt you later in life.

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Saving Money

If you are earning money then you should be putting some of that money aside for an emergency, retirement, a vacation or even something you desire to get. What I have always lived by, is to pay myself first, then my bills and everything else after that. Trust me, I know it can be hard to save money, especially when you have very little and are living pay-check to pay-check. However, if you really track where your money is going, most of the time you can always find something that you bought but didn’t really need. That is where you should focus your effort, reducing unnecessary expenditures.

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